Home Loan

We provide proper guidance to our clients so that they can choose affordable and flexible housing loans that can turn their dream of owning a home into reality. If rising real estate prices have pushed the house you desire beyond your budget, then we will help you to do home loans that will put it within reach.

Tax Biz Solution will help you to get Home Loan at attractive interest rates, Minimal processing fees and flexible tenure which suit to budget, taste and need.

Purpose of Home Loan
Eligibility Criteria
Amount of loan
Rate of Interest

About Home Loan

  • Purpose of Home Loan

    Construction or purchase of new/old house/ flat/ plot Carrying out repairs/ renovations/ additions/ alterations/ furnishing.





  • Eligibility Criteria

    Individuals as well as Joint owners (age group of 18-65 years) having regular source of income. Income of spouse/children/parents can also be added.




  • Amount of loan

    • For new home – 85% of Dastavage Amount (Nationalised bank), 100% to 150% (Private bank)
    • For purchasing plot – 60% of valuation
    • For construction – 85% of estimated cost
    • For Renovation – 85% of estimated cost

  • Rate of Interest

    Generally Rate of Interest on Home Loan remains 9.25 % to 11.50%. At Tax Biz Solution we will help you to choose best possible lower rate from available bank.




  • Tenure / Repayment

    Tenure of the loan remains between 10 to 25 years or borrowers attaining age of 65 years whichever is earlier OR For carrying out repairs/ renovations/ alterations - Maximum of 15 years inclusive of maximum moratorium period of Six months.


  • Disbursement

    • For purchase of Built-up house/ flat - In lump sum (Down Payment).
    • For construction of house/ under construction flat - The loan amount will be disbursed in stages as per progress of construction / demand by selling agency.

Benefits of Working with Us

Affordable Pricing

100% Accuracy

100% Satisfaction

Timely Reporting

Confidentiality of Data

KNOWLEDGE PORTAL

TDS on Sale of Property

CLCSS Subsidy

Compliances Under GST

GST વિષે સરળ સમજુતી

Input Tax Credit Mechanism in GST

Understanding GST